Scott and I decided to buy a copy of the police report from the recent accident. We will probably get a copy from the insurance company at some point, but we were obsessing about what it might say and who would be placed at fault, so we though it was money well spent.

The outcome is that the police officer said it was entirely the other persons fault!!!! That is what I thought too, but it is nice to have it in writing. Especially since that is what the insurance company uses to determine if your rates go up.